Your home is the largest investment you will make in your life.  You deserve the best coverage available to protect your investment.  First Brokers Insurance will help you accomplish this priority and save you hundreds of dollars in insurance costs.  With fourteen homeowners and four flood insurance companies from which to choose, our experts will shop all the markets to find the right coverage at the lowest price.

               Immediate policies for closings

• Owner Occupied Homeowners Policy
• Condos and co-op coverage
• Apartments/Renters Coverage
• Rental Properties/Apartment
   Buildings
• Vacant dwelling coverage
• Coastal Exposures - primary, vacation,
   secondary and rental homes
• Builder’s Risk with liability
• Houses under renovation
• Mixed use property
• Valuable articles
   (jewelry, furs, silverware, fine art, etc.)
• Umbrella Liability
• Home Business Exposures
• Family Liability Exposure
• Policies available for lapsed
   insurance /no prior coverage
• Policies for those with bankruptcy
   and foreclosures
• Discounts for auto and home with the
   same carrier
 
What is homeowners insurance?
Homeowners insurance provides financial protection against disasters.
Homeowners insurance, a package policy, covers the damage to your
home, personal property  and your liability or legal responsibility to other people.  Damage caused by most disasters is covered but there are exceptions.  The most significant is damage caused by floods, earthquake and poor maintenance. You must buy separate policies for flood and earthquake.  Maintenance related problems are the homeowners responsibility and the insurance companies require your house to be in good repair to have coverage.